news18.com
DBS Bank India, in collaboration with CRISIL, has unveiled the third report in its ‘Women and Finance’ series. Based on a survey of 400 self-employed women across 10 major Indian cities, the report reveals insights into their circumstances and experiences as entrepreneurs. 65% of self-employed women in Indian metros have not taken a business loan, with 39% relying on personal savings to fund their enterprises. Among those who have obtained loans, bank loans were the primary choice, preferred by 21%. Women entrepreneurs often use personal assets for collateral, with 28% leveraging personal property and 25% turning to gold—reflecting their risk-averse approach to investments. 64% of respondents who use gold as collateral predominantly invest in safer options like savings accounts and gold. Read more
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