GOVERNMENT SCHEMES INDIA

 

GOVERNMENT SCHEMES: INDIA

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The Micro, Small and Medium Enterprises (MSME) sector plays a pivotal role in economy of every country. It provides employment opportunities at a lower capital cost than large industries. MSME represents the economy of rural and backward classes and when these sectors are developed, a country’s economy develops automatically with a higher Gross Domestic Product (GDP). Women play key role in the development of MSME, women entrepreneurs are mostly the owners of micro, small and medium enterprises. Hence the growth of MSME also indicates the success of women entrepreneurs.
http://msme.gov.in/sites/default/files/MEME%20ANNUAL%20REPORT%202015-16%20ENG.pdf
The Fourth Census 2006-07 reveals that there have been some structural changes in registered MSME sector. The proportion of working units has gone up by 9% and closure has gone down by 17.17%. Manufacturing enterprises have gone up from 63.45% to 67.10%. No of enterprises engaged in retail trade have increased. Units of employment have also increased subsequently from the Third Census held in 2001-02. Many of the enterprises have registered themselves under the Factory Act and there has been enhancement in investment limit of registered enterprises.
Khadi and Village Industries Commission (KVIC)
This commission was established under the Khadi and Village Industries Commission Act 1956. It is a statutory body that encourages the development of Khadi and Village industries in India. It not only promotes the rural industries but also creates employment opportunities for the poor of the country. The development of rural industries also stops migration of rural population to cities which prevents over population of cities.
http://msme.gov.in/sites/default/files/MEME%20ANNUAL%20REPORT%202015-16%20ENG.pdf
Mahatma Gandhi Institute for Rural Industrialisation (MGIRI)
It was established under the Societies (Registration) Act, 1860. The society is established at Wardha, Maharashtra for Research and Development Activities. The main objectives of the Institute are quality control, training and dissemination of technology related information.
http://msme.gov.in/sites/default/files/MEME%20ANNUAL%20REPORT%202015-16%20ENG.pdf
COIR Board
The statutory body was established under the Coir Industry Act, 1953 with the objective of sustainable development of coir industry and improvement of living conditions of the workers engaged in coir industry. The objectives of the board include scientific, technological and economic research and activities related to development of the industry, development and improvisation of new and old products produced, and marketing of coir products.
http://msme.gov.in/sites/default/files/MEME%20ANNUAL%20REPORT%202015-16%20ENG.pdf
National Small Industries Corporation (NSIC) Ltd
It was established in the year 1955 by Government of India with the aim of promoting, strengthening and assisting the small scale industries in the country. The corporation provides various kinds of support services like raw material procurement, product marketing, credit rating, acquisition of technologies, and adoption of modern management practices.
http://msme.gov.in/sites/default/files/MEME%20ANNUAL%20REPORT%202015-16%20ENG.pdf
National Institute for Micro, Small and Medium Enterprises (NI-MSME)
The institute caters for the training of entrepreneurs for the promotion of micro, small and medium enterprises (MSMEs). The institute was established in Hyderabad as an autonomous society. It develops training modules, undertakes research and training activities and provides consultancy services for development of entrepreneurship in the country.
http://msme.gov.in/sites/default/files/MEME%20ANNUAL%20REPORT%202015-16%20ENG.pdf
National Board for Micro, Small and Medium Enterprises (NB MSME)
The board facilitates coordination and inter-institutional linkages for the development and promotion of MSME. The board consist of 47 members and 20 non-official members. It is an apex advisory body which provides advice to Government related to MSME development. The Minister In charge of MSME is the Chairman of the Board.
http://msme.gov.in/sites/default/files/MEME%20ANNUAL%20REPORT%202015-16%20ENG.pdf

Trade Related Entrepreneurship Assistance and Development Scheme for women (TREAD) 
This scheme was introduced during the 11th plan. This scheme is for women in non-farm activities. The major components of the scheme are as follows:

  • Government will grant up to 30% of the total project cost to the NGOs for promoting trade related activities among women. The remaining 70% of the project cost is financed by the leading agency as loan for undertaking activities as laid down by the project.
  • Government will grant up to Rs 1 lakh per programme to the various training institutions and NGOs for conducting training programmes for the women who want to set up their own trade.
  • The government will grant need based grants up to Rs 5 lakhs to National Entrepreneurship Development Institutions and any other institution of repute for conducting research and field surveys, evaluation studies and thus designing for training modules.
    http://dcmsme.gov.in/schemes/treadwomen.htm

Micro and Small Enterprises Cluster Development Programme(MSE-CDP)
A cluster is a group of enterprises producing same or similar products/services. In a cluster there may be 20 or more enterprises. This cluster development programme carries on various diagnostic studies for identifying appropriate technologies and facilitates adoption of available technology which meets the needs of the end users. This Cluster Development Program intent to enhance competitiveness, advance technological improvement, adopt the best manufacturing practices, market the products efficiently, generate employment, etc. The clusters comprising of women enterprises are designated up to 90% assistance for conducting diagnostic study, forming association, organising workshops and seminars, capacity building by imparting training, development of market, launching websites, etc.
http://www.dcmsme.gov.in/mse-cdprog.htm

Credit Guarantee Fund Scheme
Government will grant loan up to 25 lakhs without collateral/third party guarantees to small industries. It is operated by Credit Guarantee Fund Trust for Small Industries (CGTSI). This scheme covers up to 80% of the credit to women enterprises which include maximum guarantee limit of Rs 20 lakhs.

Support For Entrepreneurial and Managerial Development
Micro Small and Medium Enterprises organises entrepreneurial and managerial development programmes and charge fees for doing the same. In order to encourage more entrepreneurs from among the SC/ST, women, physically challenged groups, it is asserted that such beneficiaries will not be charged any fees instead will be provided with a stipend amount of Rs 500 per capita per month. 50,000 entrepreneurs will be trained in various industries like IT, Fashion, Catering, Agro and Food Processing, Pharmaceutical, Biotechnology, etc. 20% of courses conducted will be only for women.

Exhibitions for women under promotional package for Micro and Small Enterprises approved by CCEA under marketing support
For the purpose of encouraging women entrepreneurs to take part in International Exhibitions certain provisions are executed which are as follows-

  • women are provided with free space in exhibitions
  • Economy class air fare for one women representative is reimbursed completely.
  • Shipping cost up to 15000 is reimbursed.
    http://www.msmediagra.gov.in/

Swalamban (NORAD)
This scheme was implemented by Government of India by the Ministry of Women and Child Development with partial assistance from Norway since 1892. The objective of this scheme is to provide training to women for skill development in order to facilitate them to obtain employment or self-employment on a sustained basis. The target group of this scheme is the poor and needy women from weaker and backward section of the society. The Haryana State Women Development Corporation (WDC) is the nodal agency for implementation of this scheme through voluntary organisation of the state.
http://www.wcdhry.gov.in/swawlamban_F.htm

Rashtriya Mahila Kosh
A cluster is a group of enterprises producing same or similar products/services. In a cluster there may be 20 or more enterprises. This cluster development programme carries on various diagnostic studies for identifying appropriate technologies and facilitates adoption of available technology which meets the needs of the end users. This Cluster Development Program intents to enhance competitiveness, advance technological improvement, adopt the best manufacturing practices, market the products efficiently, generate employment, etc. The clusters comprising of women’s’ enterprises are designated up to 90% assistance for conducting diagnostic study, forming association, organising workshops and seminars, capacity building by imparting training, development of market, launching websites, etc.
http://www.dcmsme.gov.in/mse-cdprog.htm

Support to Training and Employment Programme for women (STEP)
Ministry of women and Child Development administers STEP scheme for training and skill development of women. This scheme works towards employability of women and helps them to become self-employed/entrepreneurs. The scheme is for women in the age group of 16 years and above.
http://www.wcd.nic.in/acts

Swa Shakti project and Swamsiddha scheme
This scheme provides financial aid from international agencies to capacitate rural poor women through microfinance.
http://icds-wcd.nic.in/SWYAMSIDHA-IIConcept%20Note.doc

The Ministry of Small Scale Industries
The Ministry enhances productivity and competitiveness as well as capacity building of small women enterprises and their collectives in India.
http://www.dcmsme.gov.in/mse-cdprog.htm

Women Component Plan (WCP)
The plan was introduced in the Seventh Plan for empowerment of women. This plan specifies prioritizing financial resources for programmes/schemes for women, especially those which empowers women.

Technology Development and Utilization Programme for Women (TDUPW)
This programme promotes acceptance of new technology by women, awareness creation regarding the new technology, training of women on technology related issues, promotes technological up gradation of tiny, small and medium enterprises managed and run by women entrepreneurs, organises demonstration programmes for the benefit of women, design and growth of products and other technical processes which are detrimental to success of women entrepreneurs.

Schemes of Consortium of Women Entrepreneurs of India (CWEI)
CWEI aids in achieving E-commerce (Electronic Commerce) by its global information transformation system and with its web portal. E-commerce is all about buying and selling products and services online.

The Federation of Indian Women Entrepreneurs (FIWE)
The prime objective of this federation is to provide training facilities in export marketing and management, domestic marketing, quality control and standardization, management of enterprises, laws, regulations, procedures and systems for running a small and medium sized enterprise and sustaining its growth. The objectives of the federation are as follows:

  1. To effectively articulate the difficulties faced by women entrepreneurs in order to gain greater exposure to regional and global business environment and opportunities.
  2. To strengthen associations of women entrepreneurs by providing them services which includes information, contacts, training facilities, and other supporting measures.
  3. To publish a quarterly newsletter which will educate and inform women entrepreneurs about various business opportunities, management and allow exchange of experience and expertise
  4. To help the access to term loan and working capital.
  5. Provide assistance in the identification of investment opportunities.
    http://shodhganga.inflibnet.ac.in/bitstream/10603/43334/12/12_chapter4.pdf

Scheme of Assistance to Women Co-operatives (SAWP)
The scheme will initiate various structural, functional and institutional measures to empower women, capacity building and improvement of their access to inputs, technology and other farming resources.
http://shodhganga.inflibnet.ac.in/bitstream/10603/43334/12/12_chapter4.pdf

Women Enterprise Development Scheme(WEDS)
WEDS is designed for providing financial assistance to women for any viable economic generating activities in liberal terms and conditions.
http://shodhganga.inflibnet.ac.in/bitstream/10603/43334/12/12_chapter4.pdf

Self Employed Women’s Association (SEWA)SEWA a trade union registered in the year 1972. This union supports poor, self-employed women workers. SEWA supports its members in capacity building and in establishment of their own economic organization. Since 1972, SEWA is both an organization of poor women workers and a movement for them – to create better alternatives.

Committed to strengthening the movement of women workers, SEWA Delhi highlights their issues at the national level and also builds their skills.

SEWA Delhi organizes women workers and connects them to development programs, so they can achieve full employment and self-reliance. Full employment means jobs that provide economic security, food security, and social security. Self-reliance refers to economic self–sufficiency and equitable roles in the decision-making process.

http://sewadelhi.org/

The Stand up India schemeThis scheme was launched on April 5. This scheme assists the women and SC/ST entrepreneurs financially so that they have a fair chance at setting up their own businesses. The scheme support by providing loans from Rs 10 lakh to Rs 1 crore for the weaker sector of population.

Prime Minister Narendra Modi had launched the Start-Up India scheme in January 2016, to help new entrepreneurs to set up their own business. Under this scheme, entrepreneurs can issue loans from banks to start their enterprises. Launched on April 5, this scheme will focus only on SC/ST and women entrepreneurs, to promote the weaker section of the population.

The Stand-Up India scheme grants loans to entrepreneurs of the Scheduled Caste and Scheduled Tribes, as well as women. The loan which is granted ranges from Rs 10 lakh to Rs 1 crore. The scheme is only for non-farm sector entrepreneurship.

http://www.thebetterindia.com/51130/stand-uo-india-scheme-benefit-women-scst-entrepreneurs/

The Ministry of Small Scale Industries
The Ministry enhances productivity and competitiveness as well as capacity building of small women enterprises and their collectives in India.
http://www.dcmsme.gov.in/mse-cdprog.htm

National Small Industries Corporation (NSICS)
Facilitating growth of small industries since 1955, NSIC’s has developed an incubation programme which is an integrated support scheme. It provides extensive training on working projects. It imparts necessary facilities for prospective entrepreneurs and start-ups to enable them to learn about product manufacturing processes, technology development and business development. It also provides information on bank credit facilities, raw material assistance, tender marketing, exhibitions and so on.
http://www.nsic.co.in/

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